Your credit score is absolutely crucial when you are applying for a home mortgage loan because a low credit score will inevitably translate to paying higher interest rates. In fact, a low credit score may even prevent you from attaining a mortgage loan at all from certain lenders. To learn your credit score, you should obtain…
A C.L.U.E. report stands for a Comprehensive Loss Underwriting Exchange. The "exchange" in this particular situation represents the information that the home insurance loss underwrites about home insurance claims. Based off an article at Zillow.com, one in every fifteen homes possesses an insurance claim every year. This is something that could potentially be very important when…
Naturally, shopping around for a new home can be a very overwhelming and especially daunting task, as it is a life decision you could be living with for the next 30 years, or even more. Taking this search seriously is a vital part towards finding your dream home, but there are some signs that may…
Because of the Fed’s recent decision to raise interest rates, along with inquiries about China's economy, now may be a great time to buy the home you've always dreamed of. Money going into Treasury's now has mortgage rates at a two-month low. 30 year mortgages are now at about 3.92%! The housing market…
A decade ago, mandatory renters insurance was so rare that landlords who tried to impose it risked losing tenants. Today it’s as much a part of the rental process as a security deposit, credit check and first month’s rent. But in the early 2000s, when the cost of property insurance for apartment owners skyrocketed, landlords sought to…
Which health insurance plan is best for you? Let Insurance.com help you find affordable health insurance now. Health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service plans (POS) are all types of managed health care. The purpose of managed care is to provide members with access to a comprehensive system of medical care that offers savings…
Financial planning for any family is complicated, but the challenges rise to a new level when a child has special needs. "Parents are not only planning for their family's needs and retirement, but for well beyond their lifetimes," says Linda Hunter Suzman, a Special Care Planner with MassMutual Financial Group in Seattle. The process, including buying life…
Many drivers don’t know how to compare car insurance except by looking at price. There’s nothing wrong with comparing based on price, but you won’t get the best car insurance unless you know what you can change to make your coverage better or cheaper. Use our tool to compare car insurance quotes from different companies. It only…
You've been searching for the perfect house for months. Finally, you find the one. After your offer is accepted and a small mountain of paperwork is signed, it's yours. What are you going to do next? If you're smart, before you pack a single box, you will make sure your home insurance has you covered for…
Getting sick can be a real pain in the neck, but at least Uncle Sam gives Americans a little bit of relief in the form of federal income-tax deductions for medical expenses. "Medical bills can be a huge expense, so the Internal Revenue Service gives people a break so they can recoup some of that money,"…

